[{"data":1,"prerenderedAt":68},["ShallowReactive",2],{"faq-page-en-sg-cpf-nomination":3},{"faqPageTitle":4,"faqPageDescription":5,"faqMetaTitle":6,"faqMetaDescription":7,"faqOgImage":8,"createdAt":9,"updatedAt":9,"globalListed":10,"sortOrder":11,"faqList":12},"CPF Nomination","Common questions about making a CPF nomination in Singapore — why it matters, how it works, who you can nominate, and what you need to know before and after submitting one.","CPF Nomination FAQ Singapore Guide","Get clear answers to common CPF nomination questions in Singapore, including how to make, update, or revoke a nomination and what happens without one.","/img/faqs/afterlife-planning-faqs.jpeg","2026-02-24",true,50,[13,18,23,28,33,38,43,48,53,58,63],{"question":14,"answer":15,"category":16,"order":17},"What is a CPF nomination?","\u003Cp>A CPF nomination lets you decide how your CPF savings are distributed upon your death. With a valid nomination, your savings go directly to your chosen nominees in cash — based on your instructions — instead of being handled under intestacy laws.\u003C/p>","Basics",1,{"question":19,"answer":20,"category":21,"order":22},"Why should I make a CPF nomination?","\u003Cp>Making a CPF nomination ensures your CPF savings are distributed according to your wishes, allows for faster payout to your loved ones, avoids administrative fees charged by the Public Trustee’s Office for intestacy cases, and gives peace of mind to both you and your family. It’s free to make.\u003C/p>","Benefits",2,{"question":24,"answer":25,"category":26,"order":27},"Who can make a CPF nomination?","\u003Cp>Any CPF member aged 16 or older with mental capacity can make a CPF nomination. There is no restriction based on occupation or wealth level.\u003C/p>","Eligibility",3,{"question":29,"answer":30,"category":31,"order":32},"Who can I nominate?","\u003Cp>You can nominate any person or organisation to receive your CPF savings. There’s no limit to the number of nominees you can appoint. Nominees don’t need to have CPF accounts and can be of any nationality.\u003C/p>","Nominees",4,{"question":34,"answer":35,"category":36,"order":37},"What CPF savings are covered by a nomination?","\u003Cp>A CPF nomination covers savings in your Ordinary, Special, MediSave and Retirement Accounts, unused CPF LIFE premiums, and discounted Singtel shares. Items like properties bought with CPF, CPFIS investments, or payouts from the Dependants’ Protection Scheme are not covered by a nomination.\u003C/p>","Coverage",5,{"question":39,"answer":40,"category":41,"order":42},"How do I make a CPF nomination?","\u003Cp>You can make a CPF nomination online via the CPF Board’s e-services using your Singpass. You’ll need your nominees’ details and two witnesses (aged 21+ with mental capacity). If you prefer, you can also submit a nomination at a CPF or ServiceSG centre with staff assisting as witnesses.\u003C/p>","Process",6,{"question":44,"answer":45,"category":46,"order":47},"What are the requirements for my witnesses?","\u003Cp>Witnesses for your CPF nomination must be at least 21 years old, mentally capable, and cannot be your nominated beneficiaries or organisations. They confirm that you’ve made the nomination willingly.\u003C/p>","Process Details",7,{"question":49,"answer":50,"category":51,"order":52},"Can I change or cancel my CPF nomination?","\u003Cp>Yes. To update or cancel your nomination you simply submit a new CPF nomination. The latest submission automatically replaces previous ones and there’s no limit on how many times you can update it.\u003C/p>","Changes",8,{"question":54,"answer":55,"category":56,"order":57},"What happens if I don’t make a CPF nomination?","\u003Cp>If you don’t make a valid nomination, your CPF savings will be transferred to the Public Trustee’s Office and distributed according to Singapore’s intestacy or Muslim inheritance laws, which can be slower and may incur administrative fees.\u003C/p>","Consequences",9,{"question":59,"answer":60,"category":61,"order":62},"Should I review my CPF nomination, and when?","\u003Cp>Yes — it’s recommended to review your nomination after major life changes like marriage, childbirth, divorce, or the death of a nominee to ensure it still reflects your intentions. Notably, marriage automatically revokes any existing nomination.\u003C/p>","Timing & Review",10,{"question":64,"answer":65,"category":66,"order":67},"How can I check my CPF nomination details?","\u003Cp>You can view your CPF nomination details online through your CPF account with Singpass. If your nomination was made more than 30 years ago, it may not be displayed online and you may consider making a new one.\u003C/p>","Checking",11,1776674403299]